Fallen Timbers Battlefield

The new park at the Fallen Timbers Battlefield is now open. Hours are daily from 7 a.m. to dusk. Visitors will learn all about the 1794 Battle that lead to the expansion of the United States. There are information stations along the 1.5 mile Northwest Territory Trail detailing the facts of the battle. This park will also serve anyone using the nearby Wabash – Cannonball Trail.

4949 Jerome Road, Maumee

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Maumee High School, Alumni Basketball Game

The start of this year’s Maumee basketball season will begin with players from the 70’s through the 2000’s coming back to see if they’ve still got it in an alumni basketball game.

The game begins at 6:00pm on Saturday, November 7th and will include introductions of this years new players and skill games for younger students in attendance.

Tickets are $3.00 for adults and $2.00 for students.

Shop and Earn for Maumee Schools!

The Andersons has a text and earn shopping pass, that you can use on your smart phone every time you shop, to earn money for Maumee Schools.

How it works – Just text “msf” to 55678 and you will receive your electronic Shopping Pass. Show the Pass to the cashier when checking out, and The Andersons will donate 5% of your purchase total to the Maumee Schools Foundation.

The Foundation could earn up to $10,000 within the donation period which began in August and ends on July 31st , 2016.

Show your support with the SHOP & EARN program.

How Well do you Know Your Local Metropark?

How Well do you Know Your Local Metropark?

         Side Cut’s river community helps sustain the integrity of the Great Lakes’ largest watershed. The watershed covers over 6,000 square miles throughout the Maumee River. The Maumee River is a force in the park’s natural history. The land in and out of the park has witnessed early Native tribal gatherings, battles and canal boats. Opening as the first Metropark, Side Cut boats some of the best wildlife habitat and viewing opportunities.

Side Cut’s name comes from it’s history as part of the Miami – Erie Canal. Around 1850, Side Cut was the terminus of the Canal until the state extended it further down rive along what is the Anthony Wayne Trail today. A series of six locks raised and lowered boats along this Miami – Erie Canal side cut. Locks two, three, and four can still be seen today.

Many wildlife tree homes are found in the floodplains on either side of the river. The park is host to many different types of plants and wildlife and is an excellent venue  for human interaction with nature.

Staying on the provided paths throughout the park will help protect visitors and pets from poison ivy, ticks, chiggers, and mosquitos.

Upcoming Events at Side Cut Metropark

  • Autumn Adventure: Side Cut Explorer – Scenery tour along the banks of the Maumee River and down the canal towpath in an open-air, wheelchair-accessible trolley. Tuesday, October 20th, 10am and 11:15am – $3.00 Reservations required.
  • Autumn Adventure: Twilight Side Cut Explorer – Twilight ride on an open-air, wheelchair-accessible trolley along the banks of the Maumee River.Highlights nocturnal wildlife. Tuesday, October 27th, 5:15pm to 6:15pm – $6.00 (Metroparks Members $5.00) Reservations required.
  • Side Cut Shooters: Beginners – Beginners archery competition – Metroparks equipment must be used. Show your Halloween Spirit by dressing up as your favorite archer for their costume contest. Saturday, October 24th, 1pm to 2pm – $12.00 (Metroparks Members $9.00) Reservations required.
  • Side Cut Shooters: Advanced – Advanced archery competition – participants must have over one year of archery experience. Archers may bring their own equipment (no broadhead arrows). Show your Halloween Spirit by dressing up as your favorite archer for their costume contest. Saturday, October 24th, 1pm to 2pm – $12.00 (Metroparks Members $9.00) Reservations required.
  • Full Harvest Moon and Owl Walk – For more information call 419-897-8663. Tuesday, October 27th, 7pm to 8pm – Free

Trick – or – Treat at The Toledo Zoo

The Toledo Zoo will have 2 events for Trick – or – Treating this year –

Little Boo – Thursday/Friday, October 22nd and 23rd

Little Boo is the Zoo’s annual “fright-free” trick – or – treat for preschool aged children, and will take place throughout the North side of the Zoo.

Pumpkin Path – Saturday/Sunday, October 24th and 25th

Pumpkin Path is for kids of all ages, and will take place throughout the entire Zoo. In addition to trick – or – treating, games, crafts and other activities will be available.

*Please bring your own reusable container for trick – or – treaters.

Everything you need to know about your Credit Report

When reviewing your credit report, here’s what you’re looking at — and what you should do if something is incorrect.

Firstly,

All reports contain four categories of basic information:

  • Identifying information – your name, Social Security number, and address
  • Your credit accounts – type, limit, balance, and date they were established
  • A list of all credit inquiries made in the last two years
  • Information regarding overdue debt, foreclosures, bankruptcies, liens, or judgments in your name

To get a complete picture of your credit, make sure to pull a report from each credit agency.

(Experian, TransUnion, and Equifax)

Here are some areas where you’ll need to watch for errors –

Accounts

Be sure that all the accounts listed are indeed still open and are accounts that you opened yourself.  If there are any accounts that you did not open – this could be a first indication of identity theft.

Late payments

Payment history makes up 35% of your credit score, so it is very important to look at any late payments or account delinquencies that are being reported. Notice how late the payments were, as the longer it took you to make the payment, the more damaging it will be to your credit (60 days late is more damaging than 30 days, for instance). Also notice,  how long ago the late payments occurred (the more time has passed, the better it will look).

Debt-to-credit ratios

Credit utilization, (the amount of credit you are using in comparison to the amount available to you) makes up 30% of your score. Check ratios for each account and ensuring you are using no more than 10%–30% of your available credit.

Accounts in collections, bankruptcies, liens, and judgments 

Check for any discrepancies with any collection activity, bankruptcies, liens, or judgments on your report.  Check that there aren’t accounts that have been turned over to collections you weren’t aware of and that all the listed dates are accurate. These items will fall off your report in seven years and have less of an impact over time.

Hard credit inquiries
Hard credit inquiries appear on your report when you attempt to acquire new credit, fro example a loan or credit card. These only appear after paperwork has been signed and the official request has been made. It is very important to make sure each of these inquiries was of your own doing and not the result of identity theft.

If you believe that any information listed on the report is inaccurate, it’s important to begin by alerting the responsible credit-reporting agency.

All three agencies allow disputes to be reported online; but, it still may benefit you to make a written-letter inquiry, including all information necessary to support your claim, so as to establish a paper trail

After receiving your claim, credit-reporting agencies should send you a response within roughly 45 days stating whether or not your claim has been substantiated. If it has the information will be changed, or if it hasn’t been proven it will remain the same.

You have the option of filing a complaint with the Consumer Financial Protection Bureau (CFPB), if your claim is not proven, at which point the credit agency must provide a response to both you and the CFPB.

Family Fun in Maumee

MONDAY, OCTOBER 26TH

3PM – 5PM : Maumee Uptown Association is sponsoring a Trick – or – Treat free for kids under 13 years old. Several businesses in the area will be participating. A large pumpkin poster will be in the window of all the participating locations. To begin just stop by the Maumee Police Station to pick up your bag and map. Sunshine Studios is offering an art project that children can do while making their way around town. All children must be accompanied by an adult.

4:30PM – 6PM :  Children are able to paint a pumpkin to be displayed on the front steps of the Design Engineers and Consulting Association (D.E.C.A) building at 415 Conant Street. You may pick up your child’s pumpkin to take home after November 2nd.

Keep your Family Safe

Home Safety Tips

Change the batteries in your smoke detectors twice a year – here’s a great idea – change your batteries when your spring forward and fall back. It’ll be an easy task to remember if you always change your batteries when you change your clocks!

To be extra safe, practice escape plans with your family at this time as well.

It is also important to test that your alarm is working properly once every month.

Replace your detectors every ten years to ensure optimum safety.

** Don’t forget about that sneaky killer – carbon monoxide. Install at least one CO detector near where you sleep so that in case of emergency it will wake you up in time to vacate the home.